SoFi’s 4.40% Deposit Offer Could Be a Smart Move. Here’s the Risk.
SoFi Technologies (SOFI -2.27%) has launched a tokenized deposit offering a variable 4.40% yield, potentially creating a powerful customer acquisition channel. If the company can attract new deposits without sacrificing profitability, its expanding banking ecosystem could support significant long-term upside despite the stock’s recent weakness.
Stock prices used were the market prices of Oct. 29, 2026. The video was published on Nov. 8, 2026.
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Rick Orford has no position in any of the stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. Rick Orford is an affiliate of The Motley Fool and may be compensated for promoting its services. If you choose to subscribe through their link, they will earn some extra money that supports their channel. Their opinions remain their own and are unaffected by The Motley Fool.
Source: www.fool.com — article syndicated from the publisher’s feed; all rights remain with the original publisher.